Uber and Lyft have transformed how Louisianans get around New Orleans, Baton Rouge, and beyond — but crashes involving rideshare vehicles raise complicated insurance questions that can leave injured passengers and other drivers confused about who pays.
Layered Rideshare Insurance
Rideshare coverage depends on what the driver was doing at the moment of the crash. When the app is off, only the driver's personal insurance applies. When the driver is waiting for a ride request, limited coverage applies. When the driver is en route to or carrying a passenger, the rideshare company's larger commercial policy — up to $1 million — typically applies.
Knowing which policy applies, and forcing the insurers to honor it, is central to these cases.
Who Can Recover
Injured rideshare passengers, other drivers, pedestrians, and cyclists can all pursue compensation after a crash involving an Uber or Lyft. An attorney sorts out the coverage and pursues every responsible party.
How Injury Claim Team Helps
Injury Claim Team is not a law firm — we are a free service that connects injured Louisianans with experienced personal injury attorneys who handle uber & lyft accident cases. There is no cost to you to be matched, and the attorneys in our network charge no fee unless they win your case. Call 973-566-5599 or request a free review and a specialist will reach out within the hour.
Frequently Asked Questions
Nothing upfront. Our network attorneys work on a contingency-fee basis — no fee unless they recover compensation for you. Your case review is always free and confidential.
For injuries occurring on or after July 1, 2024, Louisiana's prescriptive period is generally two years; it was one year for earlier injuries. Claims involving government entities may have shorter deadlines, so it is important to act quickly.
Louisiana follows a pure comparative fault rule, so you can still recover compensation even if you were partly responsible — your recovery is reduced by your percentage of fault.
Every case is different. Value depends on the severity of your injuries, your medical costs and future care, lost income, the clarity of fault, and available insurance. A free case review is the best way to understand your claim.