Car accidents are the most common cause of serious injury in Louisiana. From the chronic congestion on Interstate 10 through Baton Rouge and New Orleans to rural two-lane highways across Acadiana and north Louisiana, crashes happen every day — and the consequences can follow victims for years.
Louisiana's Car Accident Landscape
Louisiana consistently ranks among the worst states for traffic safety. A combination of heavy industrial truck traffic, aging infrastructure, frequent severe weather, and one of the nation's highest uninsured-motorist rates makes the state's roads especially dangerous.
Major crash corridors include I-10, I-12, I-20, and I-49, along with high-traffic surface routes like Airline Highway, the Pontchartrain Expressway, and U.S. 90. Urban centers such as New Orleans, Baton Rouge, Shreveport, and Lafayette see dense, fast-moving traffic, while rural parishes face high-speed highway and intersection crashes.
Louisiana's Comparative Fault Rule
Louisiana follows a pure comparative fault system. This means that even if you were partly responsible for a crash, you can still recover compensation — your award is simply reduced by your percentage of fault. Because insurers know this, they often try to assign as much blame as possible to injured victims to cut what they pay.
An experienced attorney builds the evidence — crash reports, photos, witness statements, and reconstruction when needed — to keep fault where it belongs and protect the value of your claim.
Louisiana's Uninsured Motorist Problem
Louisiana has one of the highest percentages of uninsured drivers in the country. If you are hit by someone with no insurance or too little of it, your own uninsured/underinsured motorist (UM/UIM) coverage often becomes the key to real compensation. Many drivers do not realize they have this coverage, or how to use it. An attorney can identify every available policy and pursue them all.
How Injury Claim Team Helps
Injury Claim Team is not a law firm — we are a free service that connects injured Louisianans with experienced personal injury attorneys who handle car accident cases. There is no cost to you to be matched, and the attorneys in our network charge no fee unless they win your case. Call 973-566-5599 or request a free review and a specialist will reach out within the hour.
Frequently Asked Questions
Nothing upfront. Our network attorneys work on a contingency-fee basis — no fee unless they recover compensation for you. Your case review is always free and confidential.
For injuries occurring on or after July 1, 2024, Louisiana's prescriptive period is generally two years; it was one year for earlier injuries. Claims involving government entities may have shorter deadlines, so it is important to act quickly.
Louisiana follows a pure comparative fault rule, so you can still recover compensation even if you were partly responsible — your recovery is reduced by your percentage of fault.
Every case is different. Value depends on the severity of your injuries, your medical costs and future care, lost income, the clarity of fault, and available insurance. A free case review is the best way to understand your claim.