Being partly responsible for an accident does not bar you from recovering in Louisiana — here's how the math works.
What Pure Comparative Fault Means
Louisiana follows a 'pure' comparative fault system. Your compensation is reduced by your percentage of fault, but you can recover even if you were mostly to blame. If you were 30% at fault for a crash and your damages were $100,000, you would recover $70,000.
This is more generous than 'modified' comparative fault states, which bar recovery once you cross 50% fault.
How Insurers Exploit It
Because fault directly reduces what they pay, insurers work hard to pin blame on injured victims. They may twist your words, misread the police report, or argue you could have avoided the crash.
An attorney pushes back with evidence so that fault is allocated fairly.
Injured in Louisiana? Injury Claim Team connects you with experienced personal injury attorneys statewide. The review is free, and there is no fee unless you win. Call 973-566-5599 — a specialist will reach out within the hour.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Louisiana attorney.